Workplace or personal pension: the difference
The names describe how each pension was arranged, not what it is. What actually differs is your employer’s money, the cap on charges in the default fund, and the way tax relief reaches you.
How to find old or lost pensions in the UK
The government’s Pension Tracing Service finds a scheme’s contact details, free of charge. Here is what to gather first, what to ask the provider, and where pensions dashboards have got to.